In this information age, our lives have been made far easier than ever before. If you want to buy something, for example, however far away the seller may be located, all it takes are several clicks on your mouse and ? sooner rather than later ? your goods will be delivered directly to your door.

It’s a service enjoyed by consumers and businesses alike. However, behind this seemingly simple process is a highly complex financial and logistical system guaranteeing the security of the payment and delivery.